Terms of Service
Last updated: March 8, 2026
1. Acceptance of Terms
By accessing or using CarCut (“the Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
2. Description of Service
CarCut is an AI-powered tool that analyzes your auto loan and insurance costs to identify potential savings opportunities. The Service provides estimates, recommendations, and general guidance based on the information you provide.
3. Not Financial Advice
CarCut is not a financial advisor, broker, or lending institution. The savings estimates, recommendations, and analysis provided by the Service are for informational purposes only and do not constitute financial, investment, insurance, or legal advice. You should consult with qualified financial professionals before making any financial decisions.
The rates, savings estimates, and recommendations shown are approximate and based on general market data. Actual rates and savings may vary based on your specific financial situation, creditworthiness, and other factors.
4. Document Scanning
The camera scan feature uses AI to extract information from photos of your financial documents. While we strive for accuracy, extracted data may contain errors. You are responsible for reviewing and verifying all extracted information before proceeding with your analysis.
5. User Responsibilities
You agree to:
- Provide accurate and truthful information
- Use the Service only for lawful purposes
- Not attempt to reverse engineer, modify, or misuse the Service
- Review and verify any AI-extracted data for accuracy
- Not submit documents belonging to others without their consent
6. Accuracy of Information
While we strive to provide accurate savings estimates and recommendations, CarCut makes no guarantees regarding the accuracy, completeness, or reliability of the analysis. Market conditions, rates, and available offers change frequently. The lender and insurance provider recommendations shown are based on general market data and may not reflect currently available offers.
7. Limitation of Liability
To the maximum extent permitted by law, CarCut and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, including but not limited to financial losses from acting on the Service's recommendations.
8. Intellectual Property
All content, features, and functionality of CarCut — including text, graphics, logos, icons, and software — are the property of CarCut and are protected by applicable intellectual property laws.
9. Modifications
We reserve the right to modify or discontinue the Service at any time without notice. We may also update these Terms from time to time. Continued use of the Service after any changes constitutes acceptance of the revised Terms.
10. Contact
If you have questions about these Terms of Service, please contact us at support@carcut.app.